Islamic Finance Guide
Zakat on Gold
Understanding the rules, Nisab threshold, and calculation methods for giving Zakat on your gold wealth and jewelry in Islam.
Gold holds a special place in Islamic finance, as it is considered one of the most valuable forms of wealth. Zakat on gold is an obligatory charity that every Muslim who possesses gold wealth above a certain threshold must pay annually.
"For gold and silver, a quarter of the tenth (2.5%) is due as zakat."
— Sahih BukhariWhy Pay Zakat on Gold?
How to Calculate
- Nisab Threshold:85 Grams (7.5 Tola)
- Zakat Rate:2.5%
Zakat on Gold Jewelry
According to many scholars, Zakat is due on gold jewelry only if its weight meets or exceeds the Nisab and it is kept for the purpose of wealth accumulation or investment, rather than purely personal everyday use.
Steps to Pay Zakat Online Safely
Determine current value of gold
Use online zakat calculator
Choose trusted platform
Complete payment
Receive confirmation
Gold Nisab
7.5 Tola
= 87.48 grams (often rounded to 85g)
If your gold holdings reach or exceed 7.5 tola and you have held them for a full lunar year, Zakat at 2.5% of the current market value is due.
Silver Nisab
52.5 Tola
= 612.36 grams
If you hold a mix of gold, silver, cash and trade goods, most scholars advise using the lower silver Nisab so that more of the needy benefit.
Zakat on Gold Per Tola
Zakat is always 2.5% of the gold's market value. The table below shows the Zakat due per tola at a sample rate — replace the price column with today's rate to find your figure.
| Gold held | Grams | Value @ $1,000/tola | Zakat (2.5%) |
|---|---|---|---|
| 7.5 tola (Nisab) | 87.48 g | $7,500 | $187.50 |
| 10 tola | 116.64 g | $10,000 | $250.00 |
| 15 tola | 174.96 g | $15,000 | $375.00 |
| 20 tola | 233.28 g | $20,000 | $500.00 |
| 50 tola | 583.20 g | $50,000 | $1,250.00 |
For an exact figure based on today's gold price, use our online Zakat calculator →
Zakat on Gold — Frequently Asked Questions
What is the Nisab for Zakat on gold?
The Nisab for gold is 7.5 tola, equal to 87.48 grams (often rounded to 85g). If you own this much gold or more for a full lunar year, Zakat becomes due at 2.5% of its current market value.
How much Zakat do I pay on gold?
You pay 2.5% of the current market value of your gold. For example, if your gold is worth $10,000, your Zakat is $250. The same 2.5% rate applies regardless of how much gold you hold above the Nisab.
Is Zakat due on gold jewelry I wear?
Scholars differ. The Hanafi position is that Zakat is due on all gold jewelry that meets the Nisab, whether worn or stored. Many other scholars exempt jewelry kept purely for personal use. If in doubt, paying is the safer and more rewarding option.
How do I calculate Zakat on gold per tola?
Multiply the number of tolas you own by the current price per tola, then take 2.5% of the total. For example, 10 tola at a price of $1,000 per tola = $10,000, and 2.5% of that is $250 in Zakat.
What is the difference between the gold and silver Nisab?
The gold Nisab is 7.5 tola (87.48g) and the silver Nisab is 52.5 tola (612.36g). If you hold a mix of gold, silver, cash and trade goods, most scholars recommend using the silver Nisab, as it is lower and ensures more of the needy benefit.
Do I pay Zakat on gold every year?
Yes. Zakat on gold is due once every lunar (Hijri) year, provided your gold has remained at or above the Nisab for that full year.