Official 2026 Threshold
Zakat Nisab 2026 Pakistan
The official Zakat Nisab for 2026 (1446–47 A.H.) is Rs 503,529 (silver) — or 7.5 tola of gold. Below is the exact threshold, a full per-tola zakat table, and how bank deduction works.
Key Facts for 2026
Year-on-Year Nisab
| Financial Year | Nisab Threshold (PKR) |
|---|---|
| 2025 (1445–46 A.H.) | Rs 179,689 |
| 2026 (1446–47 A.H.) | Rs 503,529 |
The 2026 nisab rose ~180% year-on-year, tracking the rise in silver prices.
The Two Nisab Standards
Gold-Based
7.5 Tola (87.48g)
Value approx: Rs 3,555,000 at Rs 474,000/tola (August 2026)
Silver-Based
52.5 Tola (612.36g)
Value = official nisab, Rs 503,529
If your gold alone reaches 7.5 tola, Zakat is due on it. If you hold gold and cash or silver, they are combined and measured against the lower silver nisab of Rs 503,529 — the threshold most people should use.
Zakat on Gold by Tola (2026)
24K gold at Rs 474,000 / tola (August 2026). Zakat = 2.5% of value.
| Gold Held | Est. Value (24K) | Zakat Due (2.5%) |
|---|---|---|
| 1 Tola | Rs 474,000 | Rs 11,850 |
| 5 Tola | Rs 2,370,000 | Rs 59,250 |
| 7 Tola | Rs 3,318,000 | Rs 82,950 |
| 7.5 TolaNisab | Rs 3,555,000 | Rs 88,875 |
| 8 Tola | Rs 3,792,000 | Rs 94,800 |
| 10 Tola | Rs 4,740,000 | Rs 118,500 |
| 12 Tola | Rs 5,688,000 | Rs 142,200 |
| 15 Tola | Rs 7,110,000 | Rs 177,750 |
| 20 Tola | Rs 9,480,000 | Rs 237,000 |
| 30 Tola | Rs 14,220,000 | Rs 355,500 |
| 50 Tola | Rs 23,700,000 | Rs 592,500 |
Gold prices change daily. For 22K/21K/18K and live rates, use the calculator.
Open Zakat Calculator →How to Calculate Your Zakat
Add up all zakatable assets: cash, bank balances, gold, silver, and trade goods.
Check that the total has stayed above the nisab (Rs 503,529) for one full lunar year.
For gold/silver, use the current market rate for your purity (24K, 22K, 21K, 18K).
Apply the 2.5% rate: Zakat = Total Value × 0.025.
Bank Deduction & CZ-50
Banks in Pakistan automatically deduct Zakat from Savings and PLS accounts on the 1st of Ramadan if the balance is above Rs 503,529.
Want to give your Zakat yourself?
Submit a signed CZ-50 declaration to your bank before Ramadan begins. You can then distribute your Zakat directly to a 100%-donation-policy organisation like HBSMWA.
Who Can Receive Your Zakat?
Zakat may only be given to the eight categories (asnaf) named in the Quran (9:60), and must be given in full ownership (tamlik) to an eligible person. HBSMWA distributes your Zakat to the poor and needy across Pakistan and Gaza.
Frequently Asked Questions
What is the Zakat Nisab for 2026 in Pakistan?
The official Zakat Nisab for 2026 (1446–47 A.H.) is Rs 503,529, notified by the Ministry of Poverty Alleviation on 16 February 2026. This is the silver-based nisab (52.5 tola / 612.36 g of silver). The gold-based nisab is 7.5 tola (87.48 g) of gold.
How much Zakat is due on 10 tola of gold in Pakistan?
Zakat on gold is 2.5% of its market value. At around Rs 474,000 per tola of 24K gold (August 2026), 10 tola is worth about Rs 4,740,000, so the Zakat due is about Rs 118,500. Use the live calculator for the current rate.
How much Zakat is due on 7.5 tola of gold?
7.5 tola is the gold nisab. At around Rs 474,000 per tola (August 2026) its value is about Rs 3,555,000, and the Zakat due is about Rs 88,875.
Should I use the gold or silver nisab?
Most scholars recommend the silver nisab (Rs 503,529) because it is the lower threshold, so more people qualify to pay and more reaches those in need. If your combined wealth — cash, gold, silver and trade goods — exceeds the silver nisab and has been held for one lunar year, Zakat at 2.5% is due.
When do banks deduct Zakat in Pakistan and how can I stop it?
Banks deduct Zakat automatically on the 1st of Ramadan from savings/PLS accounts holding more than Rs 503,529. To distribute your Zakat yourself — for example to a 100% donation-policy charity like HBSMWA — submit a signed CZ-50 declaration form to your bank before Ramadan begins.
Who is eligible to receive Zakat?
Zakat may only be given to the eight categories (asnaf) named in the Quran (9:60): the poor, the needy, Zakat administrators, those whose hearts are to be reconciled, freeing captives, those in debt, in the cause of Allah, and the stranded traveller. It must be given in full ownership (tamlik) to an eligible recipient.