When you give £100 for a water well, how much well does £100 actually buy? At many large organisations, a slice of every gift funds overheads — salaries, offices, marketing. That model can be legitimate, but it is not ours. HBSMWA operates a 100% donation policy: the amount you donate is the amount your chosen cause receives.
What the Policy Means
- No admin deductions: nothing is skimmed from your gift for administration or overheads.
- Cause-specific allocation: a donation marked for the water well appeal builds wells; one for feeding the poor buys rations. Full detail in Where Does My Donation Go?
- Zakat, doubly protected: Zakat sits in a separate fund and reaches only verified eligible recipients — never buildings, never admin.
How We Cover Running Costs
Every organisation has costs — the honest question is who pays them. At HBSMWA they are covered separately from designated donations, and kept deliberately small: no large offices, no layers of management, a short chain from donor to beneficiary under the direct supervision of our founder, Hafiz Abdul Qadir. Supporters who wish to help specifically with running costs can tell us, and their contribution is used exactly there.
The One Fee We Can't Waive — and How You Can
Honesty requires this caveat: when you pay by card or online gateway, the processor takes its cut before the money ever reaches any charity — ours included. That is why we encourage direct bank transfer: zero processing fees, so the full amount lands in the charity account. Our bank details page has the accounts for Pakistan and international donors; send us your receipt afterwards and we allocate the gift to your chosen cause.
Trust, Then Verify
A policy is words; proof is photographs. Wells carry donor name plaques and completion photos. Ration and flood distributions are documented. Sponsors receive reports on their child. Browse our completed projects, and test us against our own 7-point checklist for trustworthy charities — we wrote it expecting to be measured by it.

